Making sure that you have all the right deals in place for your household services is really important. Many people do not spend the required time reviewing these regularly. Failure to do this means that you are likely to be getting very poor value for money when it comes to services such as home broadband, mobile phone deals and utilities. You really should take some time out, perhaps every six months, to review how many you are paying for different services to make sure that you are getting the best deal appropriate to your needs.
Start by reviewing your spending
The best way to check that you are getting good value for money is to start by reviewing what you are actually paying for different things every month and what is included in the price. For example, check was is included in your current mobile phone contract. Do you have an unlimited data allowance for the price you are currently paying every month? How many talk time minutes do you have? Do you have unlimited texts? Of course, it is also important to understand if you actually need these things. For example, if you spend a lot of time on your phone using the internet then you probably will benefit from having an unlimited data allowance. However, if you do not text much then you will not benefit from having unlimited texts every month that is likely to push up the cost of your monthly payments.
It is important that you follow the above process for all the services that you pay for every month. This will give you a much better understanding of where your money is going and what you are getting for it. It will make finding alternative, better deals much easier than you think.
Check what’s on offer
Now that you understand what you are getting for your money, it is time to take some time out of your busy schedule to find yourself a better deal. Lets stick with the example of your mobile phone deal. Start by using a comparison website to see what’s on offer for the same amount of money that you currently pay every month. It is worth checking what other network providers are offering in order to compare it with your own. It is not as difficult to change network providers as you may think. You can easily transfer your number and all it takes is a phone call to get it transferred.
It may also be worth contacting the provider that you are currently with. It may be that they transfer you to the customer ‘retention’ department rather than the cancellation department and offer you a much better deal that you can’t possibly refuse!
Have a look at all the deals on offer and see if there is a package on offer with more suitable minutes, texts and data included that is closer to what you usually use every month. If you match your usage to whats on offer then it may be that your monthly payment will be less.
Repeat this process for all other services that you use at home. You can do it for your TV, Broadband, telephone, gas and electricity. Spending time looking at your usage and finding a better deal for all those things can really help to reduce your monthly payment and ensure that you consistently have the best deals available on the market.
Using Comparison Sites
Comparison sites are excellent to allow you to compare deals for all the things we have mentioned in this article. However, it is worth remembering that not all deals appear on all internet comparison sites. Therefore, to ensure that you search as much of the market as possible, it is worthing using more than one comparison sites to look at potential new deals.
If you follow our tips above and logically calculate exactly what you need out of the services and shop around for the best deals you will lower your monthly payments. This really ensure that you are the man of the house and make sure that you have all the deals!