Home Advice 6 Mistakes That Can Jeopardize Your Workers’ Compensation Claim

6 Mistakes That Can Jeopardize Your Workers’ Compensation Claim

6 Mistakes That Can Jeopardize Your Workers Compensation Claim
Photo by Daniel Lloyd Blunk-Fernández on Unsplash.com

If you’ve sustained an injury or illness while on the job, you might be entitled to receive workers’ compensation benefits. Still, it’s essential to proceed with caution and avoid making common mistakes that could jeopardize your claim’s success. Many workers may not be aware of the legal aspects and procedures involved in filing workers’ compensation claims, which can result in a lot of confusion, anxiety, and frustration. 

To ensure that you receive the benefits you deserve, it’s crucial to understand the workers’ compensation process, including its legal requirements, filing deadlines, and eligibility criteria. By keeping these tips in mind, you can ensure a smoother and more straightforward process while maximizing your chances of receiving the benefits you need and deserve.

Lack of Documentation

The most crucial step is to gather documentation supporting your claim. This includes documenting who witnessed the accident, the medical treatment received, and the diagnosis and prescribed treatment from healthcare providers. Additionally, keeping track of the injury’s impact on your work and personal life is vital. 

Take note of any job duties and activities you cannot complete or do efficiently because of the injury. With detailed documentation, you can support your case and receive the necessary compensation for the harm caused by the accident. Therefore, be vigilant about recording all relevant information, and don’t hesitate to get in touch with a Raleigh workers comp lawyer

No Witnesses

When documenting an injury or incident for a workers’ compensation claim, it is critical to include important details regarding who was involved, present and witnessed the event. Noting down the names and contact information of individuals who can provide an account of the occurrence can be crucial evidence when filing a compensation claim. 

In some cases, the lack of witnesses can lead to a denial of the claim, highlighting the importance of documenting all relevant details accurately and promptly. Accurate documentation can make all the difference in the workers’ compensation process, and it is essential to take it seriously.

Failing to See A Medical Examiner

Worker’s compensation claims are a crucial aspect of an employee’s rights. In order to receive compensation for an injury sustained on the job, it is necessary to undergo an independent medical examination (IME). This procedure verifies the injury and confirms that it is indeed work-related. It is important to note that while the employer arranges the IME, the employee has the option to visit the provider of their choice if they are willing to pay for it. 

Failing to complete the IME opens up the possibility for the insurance company to deny the claim. Due to this, employees must follow through with the IME to avoid any complications or denials during the compensation procedure. 

Refusing to Take a Drug Test

Should your employer request this, it’s highly advised that you comply. There are a few reasons for this. Firstly, if you refuse the test, it’s very likely that the insurance company will view this as a red flag and may use it as a basis to deny your claim. This means that you would be left without financial support during your recovery period. 

Secondly, your employer may choose to initiate disciplinary proceedings against you for refusal to comply with their drug testing policy. Ultimately, accepting a drug test is often the best course of action in these situations, as it can help to establish your eligibility for workers’ compensation benefits and ensure that your claim is not denied based on an avoidable technicality.

Forgetting to Notify Your Employer

It is within your best interest to let your employer know of your injuries within 30 days of the incident. This is the first deadline for filing a workers’ compensation claim. Failure to do so may jeopardize your claim and result in its outright denial. Workers’ compensation is designed to provide financial support to employees who suffer an injury during work-related activities. 

It covers medical expenses, lost wages, and other related expenses that might occur during the recovery period. However, you must follow the process and deadlines set forth by your employer and your state to ensure the best possible outcome. It is also advisable to seek the guidance of an attorney specializing in workers’ compensation to help you navigate the complex legal aspects of the claims process. 

Missing the Deadline to File Your Claim

The statute of limitations is a critical deadline that injured employees must pay attention to when seeking compensation benefits for work-related injuries. The time limit for filing a workers’ comp claim is one year from the date of the injury or six months from the last medical treatment received for the injury. 

Failing to file the claim within this timeframe could result in the loss of benefits. This is because the workers’ compensation laws prioritize the timeliness of the claim filing process to ensure that claims are filed when the incident is still fresh in the employee’s mind. 

Submit Your Claim As Soon as Possible!

When it comes to filing a workers’ compensation claim, avoiding mistakes should be your top priority. Knowing the common pitfalls that can jeopardize your claim is crucial in ensuring that you receive fair and just compensation. Take the necessary steps to protect your claim, and move forward with confidence and peace of mind.

Featured Photo by Daniel Lloyd Blunk-Fernández on Unsplash.com